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You can pay for your homeowner’s insurance (HOI) policy either up front or at closing. In both cases, you’ll need to pay the first year’s premium. Read more

Learn how mortgage lenders evaluate your credit and which credit score is used for mortgage applications, including details on co-borrowers and credit checks. Read more

What is close of escrow, and what happens during this final step of buying a home? Understand how funds are transferred and how home ownership is finalized. Read more