What is a loan-to-value ratio and how is it calculated?

Find out how appraisal transfer applies when getting a new mortgage, who orders the appraisal, and what lenders consider when reusing a recent appraisal report. Read more

Do you need an appraisal to refinance? Learn when it’s required, how it affects rates and PMI, and when FHA, USDA, or VA streamline refis waive it. Learn more.

Read this FAQ to learn about the different types of agents and how you can benefit from working with them. Read more