Homebuying

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

We looked at notable design trends over the past 100 years to see how American homes have changed.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Looking to buy a property that makes money for you? Learn the minimum qualification requirements to get a mortgage pre approval for an investment property.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

How long does a mortgage pre-approval last? Learn how long a mortgage pre-approval stays valid, what factors shorten it, and when to renew before it expires.

For one local man, being able to live on the river is much more than a perk—it’s personal.

Learn how to get pre-approved for a mortgage, when to apply, and what to expect before, during, and after, so you can prepare confidently to buy your home.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.

Considering an out-of-state move? Don’t overlook these cities with lower costs of living and affordable homebuying options.

Thinking about buying a second home? Learn key rules, lender requirements, and expert tips to qualify, secure financing, and buy your dream second home.

Buying a house out of state can be seamless with the right prep. Learn how to find an agent, compare homes, and close without setting foot in the state.

Learn about 14 different types of home styles, from ranch to Victorian, and discover which features, layouts, and designs best match your lifestyle and needs.

Learn what a closing package is, why it matters, and how it finalizes your home purchase so you can confidently navigate the last step of the mortgage process.

Many people are involved in the process of buying a home. You can expect to talk to everyone from a real estate agent to a loan consultant, and more.